Welcome to Common's Man Bank

ISO 9001:2015 Certified Bank (Certificate No. HQM153920)

Loan / Overdraft against Own Banks Deposit

Purpose: Personal consumption as well as Business needs.

Interest Rate 2% Extra above deposit rate (As per Deposit Receipt )

Loan Limit

Minimum: Rs.10,000/-
Maximum: Up to Banks exposure limit & Margin

Loan tenure

Term Loan: Residual period of maturity .
Overdraft: 12 months, subject to Annual review. (subject to the maturity date of securities)

Eligibility

Individual, Firm (Proprietary / Partnership), (Pvt. / Public Ltd. Company).

Security

Lien on Fixed Deposit

Other Details

Margin: 10 % Present Value of Fixed Deposit
Guarantors: Not Required.
Eligibility: Individuals
Pre-Payment Charges: NIL
Processing Charges: No Processing Fees

EMI Calculator

EMI Calculator

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Interest Rate*

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power*

EMI

Total Interest Paid

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